Call reports 2002
BOC BANK — 2002
What BOC BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,486,000 | 11,278,000 | 10,930,000 | 11,092,000 |
| Total loans | 3,702,000 | 2,918,000 | 2,713,000 | 2,473,000 |
| Allowance for loan losses | 48,000 | 49,000 | 50,000 | 50,000 |
| Securities available for sale | 3,283,000 | 4,806,000 | 4,687,000 | 4,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,236,000 | 9,962,000 | 9,604,000 | 9,774,000 |
| Interest-bearing deposits | 6,977,000 | 6,555,000 | 5,924,000 | 6,096,000 |
| Noninterest-bearing deposits | 3,259,000 | 3,407,000 | 3,680,000 | 3,678,000 |
| Equity capital | 1,136,000 | 1,184,000 | 1,186,000 | 1,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 246,000 | 361,000 | 472,000 |
| Interest expense | 42,000 | 82,000 | 118,000 | 145,000 |
| Net interest income | 84,000 | 164,000 | 243,000 | 327,000 |
| Noninterest income | 16,000 | 29,000 | 43,000 | 57,000 |
| Noninterest expense | 88,000 | 159,000 | 248,000 | 314,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 4,000 |
| Pretax income | 14,000 | 37,000 | 40,000 | 72,000 |
| Income tax | 1,000 | 2,000 | 1,000 | 4,000 |
| Net income | 13,000 | 35,000 | 39,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,076,000 | 1,095,000 | 1,099,000 | 1,129,000 |
| Total capital | 1,124,000 | 1,144,000 | 1,149,000 | 1,179,000 |
| Risk-weighted assets | 5,294,000 | 5,105,000 | 4,807,000 | 4,472,000 |