Call reports 2001
BOC BANK — 2001
What BOC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 9,854,000 | 9,432,000 | 11,575,000 | 11,366,000 |
| Total loans | 3,883,000 | 4,664,000 | 4,412,000 | 4,295,000 |
| Allowance for loan losses | 45,000 | 45,000 | 45,000 | 46,000 |
| Securities available for sale | 3,283,000 | 3,149,000 | 3,173,000 | 3,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,655,000 | 8,257,000 | 10,279,000 | 10,094,000 |
| Interest-bearing deposits | 6,001,000 | 5,682,000 | 6,136,000 | 6,333,000 |
| Noninterest-bearing deposits | 2,654,000 | 2,575,000 | 4,143,000 | 3,761,000 |
| Equity capital | 1,068,000 | 1,054,000 | 1,130,000 | 1,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 164,000 | 327,000 | 479,000 | 625,000 |
| Interest expense | 74,000 | 146,000 | 209,000 | 262,000 |
| Net interest income | 90,000 | 181,000 | 270,000 | 363,000 |
| Noninterest income | 8,000 | 22,000 | 36,000 | 48,000 |
| Noninterest expense | 108,000 | 204,000 | 290,000 | 373,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | -10,000 | -1,000 | 16,000 | 37,000 |
| Income tax | -4,000 | -3,000 | -2,000 | 0 |
| Net income | -6,000 | 2,000 | 18,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,016,000 | 1,024,000 | 1,041,000 | 1,060,000 |
| Total capital | 1,061,000 | 1,069,000 | 1,086,000 | 1,106,000 |
| Risk-weighted assets | 5,079,000 | 5,332,000 | 5,673,000 | 5,920,000 |