Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 50,686,000 | 48,227,000 |
| Total loans | 29,874,000 | 29,650,000 |
| Allowance for loan losses | 244,000 | 241,000 |
| Securities available for sale | 5,881,000 | 5,923,000 |
| Securities held to maturity | 6,988,000 | 6,947,000 |
| Trading assets | 0 | 0 |
| Total deposits | 45,871,000 | 43,324,000 |
| Interest-bearing deposits | 38,469,000 | 36,934,000 |
| Noninterest-bearing deposits | 7,402,000 | 6,390,000 |
| Equity capital | 4,711,000 | 4,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 486,000 | 1,001,000 |
| Interest expense | 84,000 | 167,000 |
| Net interest income | 402,000 | 834,000 |
| Noninterest income | 20,000 | 44,000 |
| Noninterest expense | 316,000 | 665,000 |
| Provision for loan losses | 20,000 | 20,000 |
| Pretax income | 86,000 | 193,000 |
| Income tax | 36,000 | 76,000 |
| Net income | 50,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 4,711,000 | 4,806,000 |
| Total capital | 4,955,000 | 5,047,000 |
| Risk-weighted assets | 33,668,000 | 34,509,000 |