Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,937,000 | 49,288,000 | 50,222,000 | 50,252,000 |
| Total loans | 23,513,000 | 29,230,000 | 31,477,000 | 28,665,000 |
| Allowance for loan losses | 220,000 | 184,000 | 206,000 | 223,000 |
| Securities available for sale | 5,965,000 | 5,923,000 | 5,929,000 | 5,864,000 |
| Securities held to maturity | 9,687,000 | 9,240,000 | 7,924,000 | 7,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,338,000 | 44,601,000 | 45,426,000 | 45,444,000 |
| Interest-bearing deposits | 37,066,000 | 37,027,000 | 38,635,000 | 37,489,000 |
| Noninterest-bearing deposits | 8,272,000 | 7,574,000 | 6,791,000 | 7,955,000 |
| Equity capital | 4,520,000 | 4,578,000 | 4,640,000 | 4,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 904,000 | 1,416,000 | 1,919,000 |
| Interest expense | 74,000 | 149,000 | 226,000 | 311,000 |
| Net interest income | 367,000 | 755,000 | 1,190,000 | 1,608,000 |
| Noninterest income | 21,000 | 6,000 | 27,000 | 51,000 |
| Noninterest expense | 328,000 | 627,000 | 952,000 | 1,300,000 |
| Provision for loan losses | 0 | -25,000 | 0 | 18,000 |
| Pretax income | 60,000 | 159,000 | 265,000 | 341,000 |
| Income tax | 18,000 | 39,000 | 87,000 | 103,000 |
| Net income | 42,000 | 120,000 | 178,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,502,000 | 4,578,000 | 4,640,000 | 4,650,000 |
| Total capital | 4,722,000 | 4,762,000 | 4,846,000 | 4,873,000 |
| Risk-weighted assets | 38,373,000 | 35,176,000 | 33,932,000 | 32,317,000 |