Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 49,990,000 | 48,667,000 | 46,981,000 | 50,531,000 |
| Total loans | 17,447,000 | 21,898,000 | 23,399,000 | 30,650,000 |
| Allowance for loan losses | 234,000 | 255,000 | 255,000 | 222,000 |
| Securities available for sale | 5,923,000 | 5,947,000 | 5,935,000 | 5,941,000 |
| Securities held to maturity | 11,201,000 | 10,936,000 | 10,451,000 | 9,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,536,000 | 44,230,000 | 42,537,000 | 44,100,000 |
| Interest-bearing deposits | 37,995,000 | 36,042,000 | 35,699,000 | 35,683,000 |
| Noninterest-bearing deposits | 7,541,000 | 8,188,000 | 6,838,000 | 8,417,000 |
| Equity capital | 4,378,000 | 4,352,000 | 4,376,000 | 4,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 772,000 | 1,210,000 | 1,668,000 |
| Interest expense | 77,000 | 152,000 | 227,000 | 304,000 |
| Net interest income | 306,000 | 620,000 | 983,000 | 1,364,000 |
| Noninterest income | 17,000 | 40,000 | 64,000 | 93,000 |
| Noninterest expense | 330,000 | 689,000 | 1,028,000 | 1,373,000 |
| Provision for loan losses | 0 | 33,000 | 33,000 | 0 |
| Pretax income | -7,000 | -62,000 | -14,000 | 84,000 |
| Income tax | -2,000 | -16,000 | 0 | 16,000 |
| Net income | -5,000 | -46,000 | -14,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,378,000 | 4,352,000 | 4,376,000 | 4,462,000 |
| Total capital | 4,612,000 | 4,607,000 | 4,631,000 | 4,684,000 |
| Risk-weighted assets | 26,001,000 | 28,911,000 | 29,830,000 | 35,672,000 |