Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,162,000 | 50,409,000 | 50,183,000 | 51,841,000 |
| Total loans | 18,011,000 | 20,922,000 | 20,371,000 | 18,962,000 |
| Allowance for loan losses | 241,000 | 385,000 | 349,000 | 231,000 |
| Securities available for sale | 4,000,000 | 6,000,000 | 5,917,000 | 5,887,000 |
| Securities held to maturity | 13,322,000 | 12,642,000 | 12,144,000 | 11,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,825,000 | 46,139,000 | 45,968,000 | 47,518,000 |
| Interest-bearing deposits | 41,014,000 | 39,950,000 | 40,063,000 | 39,418,000 |
| Noninterest-bearing deposits | 6,811,000 | 6,189,000 | 5,905,000 | 8,100,000 |
| Equity capital | 4,236,000 | 4,095,000 | 4,132,000 | 4,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 806,000 | 1,220,000 | 1,618,000 |
| Interest expense | 109,000 | 213,000 | 309,000 | 389,000 |
| Net interest income | 295,000 | 593,000 | 911,000 | 1,229,000 |
| Noninterest income | 20,000 | 40,000 | 56,000 | 79,000 |
| Noninterest expense | 233,000 | 482,000 | 757,000 | 1,030,000 |
| Provision for loan losses | -10,000 | 190,000 | 130,000 | 48,000 |
| Pretax income | 92,000 | -39,000 | 80,000 | 230,000 |
| Income tax | 28,000 | 37,000 | 65,000 | 74,000 |
| Net income | 64,000 | -76,000 | 15,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,236,000 | 4,095,000 | 4,132,000 | 4,253,000 |
| Total capital | 4,477,000 | 4,443,000 | 4,479,000 | 4,484,000 |
| Risk-weighted assets | 25,343,000 | 27,777,000 | 27,755,000 | 27,636,000 |