Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,648,000 | 45,617,000 | 46,635,000 | 48,972,000 |
| Total loans | 21,570,000 | 23,606,000 | 22,727,000 | 21,140,000 |
| Allowance for loan losses | 292,000 | 280,000 | 329,000 | 253,000 |
| Securities available for sale | 4,100,000 | 3,100,000 | 4,100,000 | 4,000,000 |
| Securities held to maturity | 13,834,000 | 13,079,000 | 11,203,000 | 11,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,623,000 | 41,512,000 | 42,499,000 | 44,818,000 |
| Interest-bearing deposits | 35,083,000 | 35,762,000 | 38,030,000 | 37,334,000 |
| Noninterest-bearing deposits | 6,540,000 | 5,750,000 | 4,469,000 | 7,484,000 |
| Equity capital | 3,931,000 | 4,015,000 | 4,024,000 | 4,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 409,000 | 882,000 | 1,333,000 | 1,775,000 |
| Interest expense | 125,000 | 247,000 | 379,000 | 500,000 |
| Net interest income | 284,000 | 635,000 | 954,000 | 1,275,000 |
| Noninterest income | 22,000 | 44,000 | 68,000 | 92,000 |
| Noninterest expense | 226,000 | 482,000 | 730,000 | 971,000 |
| Provision for loan losses | -8,000 | -21,000 | 27,000 | 82,000 |
| Pretax income | 88,000 | 218,000 | 265,000 | 314,000 |
| Income tax | 31,000 | 77,000 | 115,000 | 116,000 |
| Net income | 57,000 | 141,000 | 150,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,931,000 | 4,015,000 | 4,024,000 | 4,072,000 |
| Total capital | 4,223,000 | 4,295,000 | 4,353,000 | 4,325,000 |
| Risk-weighted assets | 26,129,000 | 26,398,000 | 27,041,000 | 23,677,000 |