Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,121,000 | 43,489,000 | 42,144,000 | 43,507,000 |
| Total loans | 17,323,000 | 17,701,000 | 21,089,000 | 19,793,000 |
| Allowance for loan losses | 248,000 | 250,000 | 253,000 | 275,000 |
| Securities available for sale | 2,200,000 | 3,450,000 | 2,950,000 | 3,600,000 |
| Securities held to maturity | 16,050,000 | 16,064,000 | 14,071,000 | 12,823,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,369,000 | 39,683,000 | 38,228,000 | 39,591,000 |
| Interest-bearing deposits | 34,181,000 | 35,807,000 | 34,562,000 | 33,022,000 |
| Noninterest-bearing deposits | 5,188,000 | 3,876,000 | 3,666,000 | 6,569,000 |
| Equity capital | 3,658,000 | 3,700,000 | 3,753,000 | 3,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 803,000 | 1,223,000 | 1,666,000 |
| Interest expense | 132,000 | 269,000 | 404,000 | 532,000 |
| Net interest income | 261,000 | 534,000 | 819,000 | 1,134,000 |
| Noninterest income | 18,000 | 34,000 | 51,000 | 67,000 |
| Noninterest expense | 226,000 | 449,000 | 666,000 | 906,000 |
| Provision for loan losses | -48,000 | -48,000 | -48,000 | -33,000 |
| Pretax income | 101,000 | 167,000 | 252,000 | 328,000 |
| Income tax | 21,000 | 45,000 | 77,000 | 132,000 |
| Net income | 80,000 | 122,000 | 175,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,658,000 | 3,700,000 | 3,753,000 | 3,774,000 |
| Total capital | 3,906,000 | 3,950,000 | 4,006,000 | 4,049,000 |
| Risk-weighted assets | 22,691,000 | 23,530,000 | 25,164,000 | 25,434,000 |