Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 37,461,000 | 38,448,000 | 40,441,000 | 41,750,000 |
| Total loans | 15,531,000 | 17,217,000 | 18,377,000 | 18,780,000 |
| Allowance for loan losses | 210,000 | 228,000 | 249,000 | 239,000 |
| Securities available for sale | 200,000 | 200,000 | 201,000 | 200,000 |
| Securities held to maturity | 14,613,000 | 13,016,000 | 16,629,000 | 16,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,006,000 | 34,954,000 | 36,936,000 | 38,096,000 |
| Interest-bearing deposits | 31,007,000 | 31,459,000 | 33,359,000 | 32,197,000 |
| Noninterest-bearing deposits | 2,999,000 | 3,495,000 | 3,577,000 | 5,899,000 |
| Equity capital | 3,359,000 | 3,389,000 | 3,411,000 | 3,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 806,000 | 1,209,000 | 1,627,000 |
| Interest expense | 167,000 | 329,000 | 487,000 | 626,000 |
| Net interest income | 223,000 | 477,000 | 722,000 | 1,001,000 |
| Noninterest income | 13,000 | 29,000 | 44,000 | 60,000 |
| Noninterest expense | 183,000 | 382,000 | 581,000 | 811,000 |
| Provision for loan losses | 0 | 18,000 | 36,000 | 31,000 |
| Pretax income | 53,000 | 106,000 | 149,000 | 219,000 |
| Income tax | 17,000 | 40,000 | 61,000 | 64,000 |
| Net income | 36,000 | 66,000 | 88,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,359,000 | 3,389,000 | 3,411,000 | 3,577,000 |
| Total capital | 3,569,000 | 3,617,000 | 3,660,000 | 3,816,000 |
| Risk-weighted assets | 19,019,000 | 19,856,000 | 21,651,000 | 23,121,000 |