Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 33,406,000 | 35,538,000 | 35,348,000 | 36,958,000 |
| Total loans | 15,072,000 | 16,461,000 | 16,167,000 | 17,735,000 |
| Allowance for loan losses | 353,000 | 255,000 | 194,000 | 208,000 |
| Securities available for sale | 400,000 | 200,000 | 200,000 | 200,000 |
| Securities held to maturity | 10,342,000 | 9,178,000 | 9,079,000 | 13,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,922,000 | 32,211,000 | 31,937,000 | 31,765,000 |
| Interest-bearing deposits | 26,362,000 | 28,071,000 | 28,479,000 | 27,757,000 |
| Noninterest-bearing deposits | 3,560,000 | 4,140,000 | 3,458,000 | 4,008,000 |
| Equity capital | 3,382,000 | 3,229,000 | 3,316,000 | 3,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 747,000 | 1,161,000 | 1,560,000 |
| Interest expense | 200,000 | 388,000 | 557,000 | 721,000 |
| Net interest income | 182,000 | 359,000 | 604,000 | 839,000 |
| Noninterest income | 18,000 | 7,000 | 21,000 | 36,000 |
| Noninterest expense | 160,000 | 350,000 | 538,000 | 746,000 |
| Provision for loan losses | 74,000 | 215,000 | 325,000 | 345,000 |
| Pretax income | -34,000 | -199,000 | -238,000 | -216,000 |
| Income tax | 9,000 | -3,000 | -129,000 | -114,000 |
| Net income | -43,000 | -196,000 | -109,000 | -102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,382,000 | 3,229,000 | 3,316,000 | 3,323,000 |
| Total capital | 3,602,000 | 3,471,000 | 3,510,000 | 3,531,000 |
| Risk-weighted assets | 17,477,000 | 19,531,000 | 19,270,000 | 21,455,000 |