Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 31,899,000 | 30,635,000 | 31,638,000 | 30,881,000 |
| Total loans | 14,407,000 | 15,813,000 | 15,321,000 | 14,099,000 |
| Allowance for loan losses | 282,000 | 264,000 | 265,000 | 229,000 |
| Securities available for sale | 5,814,000 | 4,405,000 | 3,630,000 | 2,997,000 |
| Securities held to maturity | 4,508,000 | 6,271,000 | 7,557,000 | 8,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,684,000 | 27,358,000 | 28,239,000 | 27,509,000 |
| Interest-bearing deposits | 25,231,000 | 24,657,000 | 24,627,000 | 23,929,000 |
| Noninterest-bearing deposits | 3,453,000 | 2,701,000 | 3,612,000 | 3,580,000 |
| Equity capital | 3,055,000 | 3,147,000 | 3,229,000 | 3,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 1,009,000 | 1,531,000 | 1,999,000 |
| Interest expense | 220,000 | 457,000 | 699,000 | 939,000 |
| Net interest income | 286,000 | 552,000 | 832,000 | 1,060,000 |
| Noninterest income | 18,000 | 29,000 | 44,000 | 71,000 |
| Noninterest expense | 188,000 | 375,000 | 546,000 | 754,000 |
| Provision for loan losses | -30,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 146,000 | 256,000 | 380,000 | 427,000 |
| Income tax | 30,000 | 44,000 | 102,000 | 100,000 |
| Net income | 116,000 | 212,000 | 278,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,092,000 | 3,189,000 | 3,255,000 | 3,263,000 |
| Total capital | 3,311,000 | 3,403,000 | 3,467,000 | 3,472,000 |
| Risk-weighted assets | 17,455,000 | 17,085,000 | 16,898,000 | 16,682,000 |