Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 28,903,000 | 30,573,000 | 30,721,000 | 28,980,000 |
| Total loans | 14,757,000 | 17,164,000 | 18,309,000 | 16,176,000 |
| Allowance for loan losses | 253,000 | 298,000 | 337,000 | 339,000 |
| Securities available for sale | 10,539,000 | 9,943,000 | 8,578,000 | 6,782,000 |
| Securities held to maturity | 1,605,000 | 1,598,000 | 1,545,000 | 3,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,882,000 | 26,704,000 | 26,118,000 | 25,740,000 |
| Interest-bearing deposits | 23,029,000 | 23,208,000 | 23,303,000 | 22,932,000 |
| Noninterest-bearing deposits | 2,853,000 | 3,496,000 | 2,815,000 | 2,808,000 |
| Equity capital | 2,686,000 | 2,706,000 | 2,794,000 | 2,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 914,000 | 1,422,000 | 1,986,000 |
| Interest expense | 202,000 | 403,000 | 631,000 | 848,000 |
| Net interest income | 248,000 | 511,000 | 791,000 | 1,138,000 |
| Noninterest income | 19,000 | 38,000 | 58,000 | 77,000 |
| Noninterest expense | 175,000 | 368,000 | 561,000 | 758,000 |
| Provision for loan losses | -33,000 | 9,000 | 47,000 | 47,000 |
| Pretax income | 125,000 | 172,000 | 241,000 | 410,000 |
| Income tax | 26,000 | 56,000 | 93,000 | 116,000 |
| Net income | 99,000 | 116,000 | 148,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,821,000 | 2,838,000 | 2,870,000 | 2,976,000 |
| Total capital | 3,024,000 | 3,061,000 | 3,111,000 | 3,211,000 |
| Risk-weighted assets | 16,218,000 | 17,771,000 | 19,200,000 | 18,684,000 |