Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,634,000 | 26,042,000 | 27,711,000 | 29,667,000 |
| Total loans | 15,405,000 | 19,240,000 | 20,227,000 | 20,603,000 |
| Allowance for loan losses | 238,000 | 255,000 | 237,000 | 274,000 |
| Securities available for sale | 2,844,000 | 3,201,000 | 3,495,000 | 4,013,000 |
| Securities held to maturity | 688,000 | 688,000 | 687,000 | 622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,282,000 | 23,575,000 | 25,161,000 | 27,121,000 |
| Interest-bearing deposits | 21,306,000 | 22,038,000 | 23,384,000 | 24,647,000 |
| Noninterest-bearing deposits | 1,976,000 | 1,537,000 | 1,777,000 | 2,474,000 |
| Equity capital | 1,899,000 | 1,944,000 | 2,060,000 | 2,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 788,000 | 1,284,000 | 1,777,000 |
| Interest expense | 224,000 | 464,000 | 723,000 | 987,000 |
| Net interest income | 144,000 | 324,000 | 561,000 | 790,000 |
| Noninterest income | 21,000 | 46,000 | 74,000 | 105,000 |
| Noninterest expense | 142,000 | 296,000 | 443,000 | 628,000 |
| Provision for loan losses | 0 | 16,000 | -2,000 | 34,000 |
| Pretax income | 23,000 | 58,000 | 194,000 | 233,000 |
| Income tax | 3,000 | 15,000 | 55,000 | 85,000 |
| Net income | 20,000 | 43,000 | 139,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,903,000 | 1,925,000 | 2,021,000 | 1,990,000 |
| Total capital | 2,067,000 | 2,100,000 | 2,218,000 | 2,196,000 |
| Risk-weighted assets | 13,035,000 | 14,558,000 | 15,758,000 | 16,406,000 |