Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,112,000 | 18,597,000 | 19,104,000 | 22,361,000 |
| Total loans | 13,540,000 | 13,926,000 | 14,491,000 | 13,421,000 |
| Allowance for loan losses | 225,000 | 232,000 | 244,000 | 233,000 |
| Securities available for sale | 2,444,000 | 2,448,000 | 2,469,000 | 2,549,000 |
| Securities held to maturity | 703,000 | 716,000 | 714,000 | 713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,778,000 | 16,219,000 | 16,464,000 | 19,986,000 |
| Interest-bearing deposits | 13,800,000 | 14,517,000 | 14,732,000 | 17,944,000 |
| Noninterest-bearing deposits | 1,978,000 | 1,702,000 | 1,732,000 | 2,042,000 |
| Equity capital | 1,836,000 | 1,896,000 | 1,950,000 | 1,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 765,000 | 1,162,000 | 1,544,000 |
| Interest expense | 199,000 | 400,000 | 603,000 | 819,000 |
| Net interest income | 179,000 | 365,000 | 559,000 | 725,000 |
| Noninterest income | 12,000 | 26,000 | 40,000 | 57,000 |
| Noninterest expense | 111,000 | 218,000 | 324,000 | 476,000 |
| Provision for loan losses | 0 | 6,000 | 35,000 | 89,000 |
| Pretax income | 80,000 | 167,000 | 240,000 | 217,000 |
| Income tax | 25,000 | 55,000 | 88,000 | 62,000 |
| Net income | 55,000 | 112,000 | 152,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,814,000 | 1,879,000 | 1,919,000 | 1,882,000 |
| Total capital | 1,959,000 | 2,029,000 | 2,071,000 | 2,034,000 |
| Risk-weighted assets | 11,492,000 | 11,883,000 | 12,046,000 | 12,069,000 |