Call reports 2003
CITY NATIONAL BANK — 2003
What CITY NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 80,541,000 | 84,704,000 | 86,582,000 | 75,110,000 |
| Total loans | 43,999,000 | 42,725,000 | 40,652,000 | 36,834,000 |
| Allowance for loan losses | 580,000 | 538,000 | 508,000 | 576,000 |
| Securities available for sale | 19,208,000 | 22,428,000 | 23,222,000 | 23,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,987,000 | 77,863,000 | 80,198,000 | 68,671,000 |
| Interest-bearing deposits | 58,063,000 | 62,925,000 | 66,369,000 | 55,278,000 |
| Noninterest-bearing deposits | 15,924,000 | 14,938,000 | 13,829,000 | 13,393,000 |
| Equity capital | 6,131,000 | 6,434,000 | 6,157,000 | 6,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,356,000 | 3,357,000 | 4,372,000 |
| Interest expense | 361,000 | 704,000 | 1,045,000 | 1,362,000 |
| Net interest income | 797,000 | 1,652,000 | 2,312,000 | 3,010,000 |
| Noninterest income | 183,000 | 390,000 | 598,000 | 844,000 |
| Noninterest expense | 696,000 | 1,406,000 | 2,111,000 | 2,857,000 |
| Provision for loan losses | 45,000 | 90,000 | 155,000 | 255,000 |
| Pretax income | 296,000 | 658,000 | 756,000 | 854,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 658,000 | 756,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,784,000 | 6,142,000 | 6,039,000 | 6,037,000 |
| Total capital | 6,364,000 | 6,680,000 | 6,547,000 | 6,563,000 |
| Risk-weighted assets | 48,298,000 | 46,936,000 | 46,385,000 | 42,051,000 |