Call report 2004Q4
HARRIS BANK WESTCHESTER — 2004Q4
The 22 measures HARRIS BANK WESTCHESTER reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 207,408,000 | USD | evidence → |
| Total loans | 176,140,000 | USD | evidence → |
| Allowance for loan losses | 1,979,000 | USD | evidence → |
| Securities available for sale | 25,576,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,059,000 | USD | evidence → |
| Interest-bearing deposits | 167,572,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,487,000 | USD | evidence → |
| Equity capital | 16,333,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,132,000 | USD | evidence → |
| Interest expense | 2,542,000 | USD | evidence → |
| Net interest income | 6,590,000 | USD | evidence → |
| Noninterest income | 1,002,000 | USD | evidence → |
| Noninterest expense | 4,074,000 | USD | evidence → |
| Provision for loan losses | 185,000 | USD | evidence → |
| Pretax income | 3,344,000 | USD | evidence → |
| Income tax | 1,104,000 | USD | evidence → |
| Net income | 2,240,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,060,000 | USD | evidence → |
| Total capital | 20,039,000 | USD | evidence → |
| Risk-weighted assets | 162,017,000 | USD | evidence → |