Call reports 2002
UNION BANK AND TRUST COMPANY OF INDIANA — 2002
What UNION BANK AND TRUST COMPANY OF INDIANA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 339,778,000 | 344,135,000 | 352,662,000 |
| Total loans | 225,671,000 | 221,898,000 | 222,909,000 |
| Allowance for loan losses | 2,625,000 | 2,665,000 | 2,762,000 |
| Securities available for sale | 86,583,000 | 92,982,000 | 94,334,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 286,443,000 | 294,070,000 | 287,555,000 |
| Interest-bearing deposits | 254,422,000 | 261,364,000 | 255,831,000 |
| Noninterest-bearing deposits | 32,021,000 | 32,706,000 | 31,724,000 |
| Equity capital | 32,113,000 | 32,431,000 | 33,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 5,518,000 | 10,745,000 | 16,041,000 |
| Interest expense | 1,862,000 | 3,566,000 | 5,305,000 |
| Net interest income | 3,656,000 | 7,179,000 | 10,736,000 |
| Noninterest income | 1,157,000 | 2,349,000 | 3,601,000 |
| Noninterest expense | 2,819,000 | 5,546,000 | 8,464,000 |
| Provision for loan losses | 90,000 | 180,000 | 310,000 |
| Pretax income | 1,887,000 | 3,857,000 | 5,597,000 |
| Income tax | 682,000 | 1,399,000 | 2,029,000 |
| Net income | 1,205,000 | 2,458,000 | 3,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 23,988,000 | 23,511,000 | 24,141,000 |
| Total capital | 26,613,000 | 26,185,000 | 26,903,000 |
| Risk-weighted assets | 225,318,000 | 231,794,000 | 231,350,000 |