Call reports 2001
UNION BANK AND TRUST COMPANY OF INDIANA — 2001
What UNION BANK AND TRUST COMPANY OF INDIANA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 352,786,000 | 357,330,000 | 350,215,000 | 356,378,000 |
| Total loans | 227,774,000 | 231,695,000 | 232,687,000 | 227,381,000 |
| Allowance for loan losses | 2,411,000 | 2,445,000 | 2,515,000 | 2,578,000 |
| Securities available for sale | 96,863,000 | 98,729,000 | 91,073,000 | 91,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,929,000 | 308,280,000 | 304,065,000 | 313,206,000 |
| Interest-bearing deposits | 287,126,000 | 279,700,000 | 275,540,000 | 272,006,000 |
| Noninterest-bearing deposits | 25,803,000 | 28,581,000 | 28,526,000 | 41,200,000 |
| Equity capital | 32,131,000 | 31,809,000 | 33,419,000 | 32,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,439,000 | 12,810,000 | 18,983,000 | 24,901,000 |
| Interest expense | 3,365,000 | 6,524,000 | 9,412,000 | 11,740,000 |
| Net interest income | 3,074,000 | 6,286,000 | 9,571,000 | 13,161,000 |
| Noninterest income | 834,000 | 1,905,000 | 2,921,000 | 3,997,000 |
| Noninterest expense | 2,398,000 | 4,954,000 | 7,557,000 | 10,217,000 |
| Provision for loan losses | 84,000 | 168,000 | 252,000 | 336,000 |
| Pretax income | 1,436,000 | 3,080,000 | 4,725,000 | 6,647,000 |
| Income tax | 524,000 | 1,131,000 | 1,743,000 | 2,468,000 |
| Net income | 912,000 | 1,949,000 | 2,982,000 | 4,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,271,000 | 22,828,000 | 24,024,000 | 24,384,000 |
| Total capital | 26,691,000 | 25,295,000 | 26,562,000 | 26,983,000 |
| Risk-weighted assets | 254,689,000 | 231,271,000 | 231,709,000 | 229,306,000 |