Call reports 2002
STATE BANK, THE — 2002
What STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,769,000 | 16,788,000 | 17,333,000 | 17,130,000 |
| Total loans | 8,481,000 | 8,461,000 | 9,166,000 | 9,151,000 |
| Allowance for loan losses | 125,000 | 129,000 | 134,000 | 137,000 |
| Securities available for sale | 3,321,000 | 4,855,000 | 4,833,000 | 4,613,000 |
| Securities held to maturity | 229,000 | 227,000 | 225,000 | 223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,646,000 | 12,634,000 | 13,025,000 | 12,862,000 |
| Interest-bearing deposits | 10,697,000 | 11,707,000 | 12,105,000 | 11,922,000 |
| Noninterest-bearing deposits | 949,000 | 927,000 | 920,000 | 941,000 |
| Equity capital | 2,258,000 | 2,285,000 | 2,407,000 | 2,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 226,000 | 456,000 | 690,000 | 929,000 |
| Interest expense | 85,000 | 168,000 | 254,000 | 335,000 |
| Net interest income | 141,000 | 288,000 | 436,000 | 594,000 |
| Noninterest income | 22,000 | 47,000 | 85,000 | 175,000 |
| Noninterest expense | 106,000 | 235,000 | 352,000 | 533,000 |
| Provision for loan losses | 3,000 | 7,000 | 12,000 | 15,000 |
| Pretax income | 59,000 | 98,000 | 162,000 | 226,000 |
| Income tax | 7,000 | 18,000 | 33,000 | 42,000 |
| Net income | 52,000 | 80,000 | 129,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,224,000 | 2,235,000 | 2,284,000 | 2,284,000 |
| Total capital | 2,349,000 | 2,364,000 | 2,418,000 | 2,418,000 |
| Risk-weighted assets | 10,091,000 | 10,067,000 | 10,713,000 | 10,731,000 |