Call reports 2025
FIRST NATIONAL BANK OF SHINER, THE — 2025
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 771,899,000 | 753,151,000 |
| Total loans | 177,988,000 | 172,629,000 |
| Allowance for loan losses | 2,895,000 | 2,887,000 |
| Securities available for sale | 493,079,000 | 469,470,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 814,441,000 | 805,243,000 |
| Interest-bearing deposits | 703,231,000 | 682,536,000 |
| Noninterest-bearing deposits | 111,210,000 | 122,707,000 |
| Equity capital | -51,202,000 | -59,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 7,958,000 | 15,795,000 |
| Interest expense | 5,597,000 | 10,778,000 |
| Net interest income | 2,361,000 | 5,017,000 |
| Noninterest income | 378,000 | 1,218,000 |
| Noninterest expense | 2,689,000 | 5,267,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -128,000 | 569,000 |
| Income tax | 0 | 0 |
| Net income | -128,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 115,062,000 | 115,758,000 |