Call reports 2024
FIRST NATIONAL BANK OF SHINER, THE — 2024
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 902,325,000 | 876,673,000 | 872,309,000 | 812,643,000 |
| Total loans | 193,398,000 | 188,043,000 | 189,017,000 | 190,573,000 |
| Allowance for loan losses | 3,069,000 | 3,057,000 | 3,039,000 | 3,036,000 |
| Securities available for sale | 554,031,000 | 547,106,000 | 546,861,000 | 511,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 867,636,000 | 847,881,000 | 821,484,000 | 847,340,000 |
| Interest-bearing deposits | 746,596,000 | 737,670,000 | 711,639,000 | 735,452,000 |
| Noninterest-bearing deposits | 121,040,000 | 110,211,000 | 109,845,000 | 111,888,000 |
| Equity capital | -35,592,000 | -40,467,000 | -18,777,000 | -44,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,238,000 | 18,428,000 | 27,454,000 | 36,443,000 |
| Interest expense | 6,805,000 | 13,960,000 | 20,966,000 | 27,673,000 |
| Net interest income | 2,433,000 | 4,468,000 | 6,488,000 | 8,770,000 |
| Noninterest income | 407,000 | 808,000 | 1,225,000 | 1,624,000 |
| Noninterest expense | 2,762,000 | 5,849,000 | 8,907,000 | 11,561,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | -649,000 | -1,636,000 | -1,684,000 |
| Income tax | 0 | 0 | 0 | -761,000 |
| Net income | 34,000 | -649,000 | -1,636,000 | -923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,147,000 | 115,463,000 | 114,477,000 | 115,189,000 |