Call reports 2023
FIRST NATIONAL BANK OF SHINER, THE — 2023
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 931,935,000 | 893,630,000 | 803,967,000 | 905,198,000 |
| Total loans | 152,383,000 | 158,393,000 | 161,799,000 | 190,892,000 |
| Allowance for loan losses | 3,012,000 | 2,895,000 | 2,889,000 | 3,281,000 |
| Securities available for sale | 620,664,000 | 593,259,000 | 517,655,000 | 577,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 904,720,000 | 870,743,000 | 832,376,000 | 862,833,000 |
| Interest-bearing deposits | 775,477,000 | 733,203,000 | 707,419,000 | 742,903,000 |
| Noninterest-bearing deposits | 129,243,000 | 137,540,000 | 124,957,000 | 119,930,000 |
| Equity capital | -30,908,000 | -37,513,000 | -89,678,000 | -25,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,938,000 | 16,484,000 | 25,272,000 | 34,038,000 |
| Interest expense | 3,547,000 | 8,110,000 | 13,842,000 | 20,135,000 |
| Net interest income | 4,391,000 | 8,374,000 | 11,430,000 | 13,903,000 |
| Noninterest income | 385,000 | 764,000 | 1,159,000 | 1,564,000 |
| Noninterest expense | 2,556,000 | 5,122,000 | 9,265,000 | 11,762,000 |
| Provision for loan losses | -180,000 | -290,000 | -290,000 | 110,000 |
| Pretax income | 2,161,000 | 3,966,000 | 2,913,000 | 2,893,000 |
| Income tax | 0 | -16,000 | -23,000 | -89,000 |
| Net income | 2,161,000 | 3,982,000 | 2,936,000 | 2,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,536,000 | 115,406,000 | 116,067,000 | 116,113,000 |
| Total capital | 116,728,000 | 118,591,000 | 119,246,000 | — |
| Risk-weighted assets | 389,981,000 | 386,075,000 | 381,651,000 | — |