Call reports 2022
FIRST NATIONAL BANK OF SHINER, THE — 2022
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 941,561,000 | 867,875,000 | 844,270,000 | 872,453,000 |
| Total loans | 144,220,000 | 141,348,000 | 147,173,000 | 142,733,000 |
| Allowance for loan losses | 2,777,000 | 2,775,000 | 2,766,000 | 2,737,000 |
| Securities available for sale | 746,920,000 | 678,385,000 | 634,572,000 | 644,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 890,416,000 | 882,424,000 | 898,195,000 | 911,045,000 |
| Interest-bearing deposits | 772,697,000 | 756,599,000 | 763,389,000 | 781,111,000 |
| Noninterest-bearing deposits | 117,719,000 | 125,825,000 | 134,806,000 | 129,934,000 |
| Equity capital | 47,590,000 | -18,475,000 | -58,108,000 | -43,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,957,000 | 14,093,000 | 21,358,000 | 28,864,000 |
| Interest expense | 1,149,000 | 2,351,000 | 4,074,000 | 6,777,000 |
| Net interest income | 5,808,000 | 11,742,000 | 17,284,000 | 22,087,000 |
| Noninterest income | 343,000 | 693,000 | 1,080,000 | 1,472,000 |
| Noninterest expense | 2,344,000 | 4,773,000 | 7,282,000 | 9,808,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,844,000 | 7,746,000 | 11,236,000 | 13,899,000 |
| Income tax | 0 | 58,000 | -92,000 | 42,000 |
| Net income | 3,844,000 | 7,688,000 | 11,328,000 | 13,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,803,000 | 112,548,000 | 109,751,000 | 112,328,000 |
| Total capital | 112,580,000 | 115,323,000 | 112,517,000 | 115,065,000 |
| Risk-weighted assets | 392,468,000 | 393,626,000 | 395,911,000 | 395,461,000 |