Call reports 2021
FIRST NATIONAL BANK OF SHINER, THE — 2021
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 935,939,000 | 1,002,033,000 | 981,603,000 | 1,018,159,000 |
| Total loans | 149,573,000 | 144,741,000 | 138,092,000 | 143,279,000 |
| Allowance for loan losses | 2,924,000 | 2,458,000 | 2,664,000 | 2,793,000 |
| Securities available for sale | 724,788,000 | 761,020,000 | 771,743,000 | 803,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 823,193,000 | 870,740,000 | 860,039,000 | 888,554,000 |
| Interest-bearing deposits | 712,336,000 | 756,760,000 | 743,504,000 | 765,742,000 |
| Noninterest-bearing deposits | 110,857,000 | 113,980,000 | 116,535,000 | 122,812,000 |
| Equity capital | 107,266,000 | 122,860,000 | 115,596,000 | 122,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,620,000 | 13,462,000 | 20,168,000 | 26,966,000 |
| Interest expense | 1,460,000 | 2,858,000 | 4,139,000 | 5,333,000 |
| Net interest income | 5,160,000 | 10,604,000 | 16,029,000 | 21,633,000 |
| Noninterest income | 321,000 | 647,000 | 1,000,000 | 1,370,000 |
| Noninterest expense | 2,244,000 | 4,523,000 | 6,810,000 | 9,136,000 |
| Provision for loan losses | 0 | 140,000 | 350,000 | 490,000 |
| Pretax income | 3,893,000 | 7,569,000 | 11,187,000 | 15,097,000 |
| Income tax | 0 | 26,000 | -100,000 | -31,000 |
| Net income | 3,893,000 | 7,543,000 | 11,287,000 | 15,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,124,000 | 102,774,000 | 104,518,000 | 107,359,000 |
| Total capital | — | 105,232,000 | 107,182,000 | 110,152,000 |
| Risk-weighted assets | — | 378,680,000 | 374,423,000 | 385,135,000 |