Call reports 2020
FIRST NATIONAL BANK OF SHINER, THE — 2020
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 884,747,000 | 898,238,000 | 888,853,000 | 936,747,000 |
| Total loans | 141,059,000 | 151,303,000 | 154,854,000 | 150,742,000 |
| Allowance for loan losses | 2,129,000 | 2,583,000 | 2,702,000 | 3,033,000 |
| Securities available for sale | 699,548,000 | 692,119,000 | 677,679,000 | 701,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,561,000 | 771,795,000 | 756,891,000 | 803,268,000 |
| Interest-bearing deposits | 674,046,000 | 673,391,000 | 658,581,000 | 692,098,000 |
| Noninterest-bearing deposits | 91,515,000 | 98,404,000 | 98,310,000 | 111,170,000 |
| Equity capital | 109,771,000 | 117,129,000 | 122,386,000 | 123,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,796,000 | 13,785,000 | 20,145,000 | 26,360,000 |
| Interest expense | 2,634,000 | 4,878,000 | 6,593,000 | 8,139,000 |
| Net interest income | 4,162,000 | 8,907,000 | 13,552,000 | 18,221,000 |
| Noninterest income | 317,000 | 659,000 | 978,000 | 1,330,000 |
| Noninterest expense | 2,154,000 | 4,296,000 | 6,458,000 | 8,752,000 |
| Provision for loan losses | 400,000 | 863,000 | 1,013,000 | 1,363,000 |
| Pretax income | 5,189,000 | 9,594,000 | 13,738,000 | 16,366,000 |
| Income tax | 0 | -130,000 | 36,000 | -47,000 |
| Net income | 5,189,000 | 9,724,000 | 13,702,000 | 16,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,807,000 | 95,092,000 | 98,269,000 | 97,231,000 |