Call reports 2019
FIRST NATIONAL BANK OF SHINER, THE — 2019
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 773,536,000 | 787,848,000 | 806,999,000 | 859,239,000 |
| Total loans | 122,198,000 | 121,350,000 | 125,306,000 | 128,870,000 |
| Allowance for loan losses | 2,097,000 | 1,556,000 | 1,614,000 | 1,761,000 |
| Securities available for sale | 588,170,000 | 610,194,000 | 636,833,000 | 663,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,879,000 | 685,627,000 | 698,014,000 | 747,935,000 |
| Interest-bearing deposits | 604,117,000 | 603,593,000 | 607,711,000 | 660,171,000 |
| Noninterest-bearing deposits | 78,762,000 | 82,034,000 | 90,303,000 | 87,764,000 |
| Equity capital | 86,059,000 | 95,402,000 | 100,786,000 | 102,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,243,000 | 12,611,000 | 19,037,000 | 25,633,000 |
| Interest expense | 2,208,000 | 4,662,000 | 7,300,000 | 10,009,000 |
| Net interest income | 4,035,000 | 7,949,000 | 11,737,000 | 15,624,000 |
| Noninterest income | 310,000 | 624,000 | 1,003,000 | 1,347,000 |
| Noninterest expense | 2,165,000 | 4,384,000 | 6,595,000 | 9,028,000 |
| Provision for loan losses | 30,000 | 260,000 | 360,000 | 510,000 |
| Pretax income | 2,159,000 | 4,109,000 | 6,622,000 | 8,544,000 |
| Income tax | -211,000 | -252,000 | -266,000 | -261,000 |
| Net income | 2,370,000 | 4,361,000 | 6,888,000 | 8,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,177,000 | 82,174,000 | 84,700,000 | 86,618,000 |
| Total capital | 82,274,000 | 83,730,000 | 86,314,000 | 88,379,000 |
| Risk-weighted assets | 307,731,000 | 311,319,000 | 319,559,000 | 331,707,000 |