Call reports 2018
FIRST NATIONAL BANK OF SHINER, THE — 2018
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 700,087,000 | 696,712,000 | 689,518,000 | 740,116,000 |
| Total loans | 112,593,000 | 118,536,000 | 118,552,000 | 120,497,000 |
| Allowance for loan losses | 1,942,000 | 1,893,000 | 2,009,000 | 2,077,000 |
| Securities available for sale | 530,784,000 | 534,040,000 | 527,164,000 | 545,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,426,000 | 622,118,000 | 617,156,000 | 660,815,000 |
| Interest-bearing deposits | 548,536,000 | 548,434,000 | 544,612,000 | 584,440,000 |
| Noninterest-bearing deposits | 77,890,000 | 73,684,000 | 72,544,000 | 76,375,000 |
| Equity capital | 71,372,000 | 71,985,000 | 69,248,000 | 76,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,576,000 | 11,262,000 | 16,996,000 | 22,902,000 |
| Interest expense | 1,407,000 | 2,964,000 | 4,683,000 | 6,630,000 |
| Net interest income | 4,169,000 | 8,298,000 | 12,313,000 | 16,272,000 |
| Noninterest income | 278,000 | 557,000 | 838,000 | 1,170,000 |
| Noninterest expense | 2,058,000 | 4,117,000 | 6,175,000 | 8,301,000 |
| Provision for loan losses | 45,000 | 90,000 | 165,000 | 240,000 |
| Pretax income | 2,418,000 | 4,724,000 | 6,889,000 | 8,983,000 |
| Income tax | 0 | 40,000 | 36,000 | 102,000 |
| Net income | 2,418,000 | 4,684,000 | 6,853,000 | 8,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,295,000 | 73,566,000 | 75,748,000 | 77,781,000 |
| Total capital | 73,237,000 | 75,459,000 | 77,757,000 | 79,858,000 |
| Risk-weighted assets | 268,888,000 | 277,805,000 | 279,300,000 | 289,676,000 |