Call reports 2017
FIRST NATIONAL BANK OF SHINER, THE — 2017
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 652,334,000 | 665,112,000 | 670,852,000 | 694,479,000 |
| Total loans | 90,305,000 | 97,392,000 | 104,044,000 | 111,359,000 |
| Allowance for loan losses | 1,384,000 | 1,506,000 | 1,595,000 | 1,997,000 |
| Securities available for sale | 527,759,000 | 535,781,000 | 534,196,000 | 527,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,365,000 | 582,977,000 | 584,208,000 | 614,725,000 |
| Interest-bearing deposits | 521,585,000 | 515,544,000 | 516,463,000 | 543,611,000 |
| Noninterest-bearing deposits | 66,780,000 | 67,433,000 | 67,745,000 | 71,114,000 |
| Equity capital | 61,478,000 | 69,941,000 | 72,215,000 | 76,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,221,000 | 10,530,000 | 15,888,000 | 21,320,000 |
| Interest expense | 1,225,000 | 2,499,000 | 3,819,000 | 5,183,000 |
| Net interest income | 3,996,000 | 8,031,000 | 12,069,000 | 16,137,000 |
| Noninterest income | 245,000 | 495,000 | 753,000 | 1,026,000 |
| Noninterest expense | 1,970,000 | 4,026,000 | 6,064,000 | 8,265,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 780,000 |
| Pretax income | 2,151,000 | 4,327,000 | 6,506,000 | 8,304,000 |
| Income tax | 298,000 | 601,000 | 906,000 | -5,063,000 |
| Net income | 1,853,000 | 3,726,000 | 5,600,000 | 13,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,261,000 | 59,638,000 | 61,520,000 | 68,863,000 |
| Total capital | 59,645,000 | 61,144,000 | 63,115,000 | 70,860,000 |
| Risk-weighted assets | 236,098,000 | 243,499,000 | 249,211,000 | 266,115,000 |