Call reports 2011
FIRST NATIONAL BANK OF SHINER, THE — 2011
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 147,964,000 | 160,704,000 | 179,142,000 | 195,770,000 |
| Total loans | 37,654,000 | 38,875,000 | 42,458,000 | 44,000,000 |
| Allowance for loan losses | 529,000 | 562,000 | 638,000 | 721,000 |
| Securities available for sale | 98,823,000 | 108,194,000 | 120,933,000 | 141,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,787,000 | 141,186,000 | 155,555,000 | 164,205,000 |
| Interest-bearing deposits | 111,796,000 | 123,232,000 | 132,644,000 | 140,914,000 |
| Noninterest-bearing deposits | 18,991,000 | 17,954,000 | 22,911,000 | 23,291,000 |
| Equity capital | 15,840,000 | 17,820,000 | 20,717,000 | 21,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,439,000 | 5,142,000 | 6,918,000 |
| Interest expense | 333,000 | 689,000 | 1,087,000 | 1,543,000 |
| Net interest income | 1,499,000 | 2,750,000 | 4,055,000 | 5,375,000 |
| Noninterest income | 56,000 | 106,000 | 164,000 | 244,000 |
| Noninterest expense | 689,000 | 1,508,000 | 2,266,000 | 3,051,000 |
| Provision for loan losses | 465,000 | 495,000 | 570,000 | 653,000 |
| Pretax income | 528,000 | 1,105,000 | 1,789,000 | 2,486,000 |
| Income tax | -8,000 | -10,000 | 27,000 | 88,000 |
| Net income | 536,000 | 1,115,000 | 1,762,000 | 2,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,804,000 | 13,404,000 | 14,091,000 | 14,770,000 |
| Total capital | 13,333,000 | 13,966,000 | 14,728,000 | 15,491,000 |
| Risk-weighted assets | 58,004,000 | 61,209,000 | 66,791,000 | 71,784,000 |