Call reports 2009

FIRST NATIONAL BANK OF SHINER, THE — 2009

Name: FIRST NATIONAL BANK OF SHINER, THE — FFIEC call report 2009
Creator: FIRST NATIONAL BANK OF SHINER, THE

What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cc64bd3f-b024-478a-8996-2115887b1fa1/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	104,604,000	106,661,000	109,224,000	115,162,000
Total loans	35,307,000	35,099,000	33,606,000	37,414,000
Allowance for loan losses	400,000	419,000	412,000	377,000
Securities available for sale	0	0	0	0
Securities held to maturity	54,474,000	55,293,000	56,028,000	51,735,000
Trading assets	0	0	0	0
Total deposits	88,205,000	90,020,000	92,388,000	98,496,000
Interest-bearing deposits	75,538,000	77,068,000	78,180,000	81,880,000
Noninterest-bearing deposits	12,666,000	12,952,000	14,208,000	16,616,000
Equity capital	15,837,000	16,035,000	16,293,000	16,175,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,128,000	2,179,000	3,237,000	4,201,000
Interest expense	468,000	916,000	1,345,000	1,750,000
Net interest income	660,000	1,263,000	1,892,000	2,451,000
Noninterest income	38,000	78,000	126,000	252,000
Noninterest expense	442,000	937,000	1,319,000	1,774,000
Provision for loan losses	234,000	218,000	278,000	425,000
Pretax income	22,000	186,000	421,000	504,000
Income tax	118,000	84,000	61,000	22,000
Net income	-96,000	102,000	360,000	482,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	15,279,000	15,485,000	15,752,000	15,642,000
Total capital	15,679,000	15,904,000	16,168,000	16,023,000
Risk-weighted assets	48,989,000	49,707,000	49,028,000	52,948,000