Call reports 2005

FIRST NATIONAL BANK OF SHINER, THE — 2005

Name: FIRST NATIONAL BANK OF SHINER, THE — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF SHINER, THE

What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cc64bd3f-b024-478a-8996-2115887b1fa1/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	103,357,000	106,085,000	104,551,000	107,472,000
Total loans	36,396,000	37,434,000	37,570,000	38,876,000
Allowance for loan losses	490,000	507,000	536,000	558,000
Securities available for sale	0	0	0	0
Securities held to maturity	60,707,000	61,978,000	60,713,000	59,181,000
Trading assets	0	0	0	0
Total deposits	86,394,000	90,013,000	88,661,000	91,682,000
Interest-bearing deposits	73,753,000	76,791,000	73,528,000	74,500,000
Noninterest-bearing deposits	12,641,000	13,222,000	15,133,000	17,182,000
Equity capital	15,593,000	14,688,000	15,080,000	15,338,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,104,000	2,253,000	3,439,000	4,658,000
Interest expense	321,000	661,000	1,060,000	1,482,000
Net interest income	783,000	1,592,000	2,379,000	3,176,000
Noninterest income	48,000	86,000	128,000	184,000
Noninterest expense	380,000	773,000	1,070,000	1,496,000
Provision for loan losses	30,000	60,000	90,000	120,000
Pretax income	421,000	845,000	1,347,000	1,744,000
Income tax	109,000	238,000	348,000	487,000
Net income	312,000	607,000	999,000	1,257,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	14,927,000	14,022,000	14,414,000	14,672,000
Total capital	15,417,000	14,529,000	14,950,000	15,230,000
Risk-weighted assets	48,508,000	49,062,000	49,499,000	51,336,000