Call reports 2001
FIRST NATIONAL BANK OF SHINER, THE — 2001
What FIRST NATIONAL BANK OF SHINER, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,779,000 | 76,871,000 | 78,273,000 | 83,889,000 |
| Total loans | 28,689,000 | 29,621,000 | 29,532,000 | 30,462,000 |
| Allowance for loan losses | 426,000 | 439,000 | 446,000 | 458,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,628,000 | 41,344,000 | 41,269,000 | 41,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,991,000 | 62,153,000 | 63,181,000 | 69,201,000 |
| Interest-bearing deposits | 50,849,000 | 51,213,000 | 52,526,000 | 57,600,000 |
| Noninterest-bearing deposits | 10,142,000 | 10,940,000 | 10,655,000 | 11,601,000 |
| Equity capital | 14,048,000 | 14,251,000 | 14,565,000 | 14,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,587,000 | 3,842,000 | 5,075,000 |
| Interest expense | 583,000 | 1,145,000 | 1,686,000 | 2,199,000 |
| Net interest income | 723,000 | 1,442,000 | 2,156,000 | 2,876,000 |
| Noninterest income | 33,000 | 68,000 | 106,000 | 160,000 |
| Noninterest expense | 289,000 | 658,000 | 916,000 | 1,320,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 452,000 | 822,000 | 1,301,000 | 1,656,000 |
| Income tax | 31,000 | 138,000 | 303,000 | 476,000 |
| Net income | 421,000 | 684,000 | 998,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,048,000 | 14,251,000 | 14,565,000 | 14,147,000 |
| Total capital | 14,474,000 | 14,690,000 | 15,011,000 | 14,605,000 |
| Risk-weighted assets | 35,320,000 | 36,304,000 | 36,696,000 | 38,735,000 |