Call reports 2020
THOMASTON SAVINGS BANK — 2020
What THOMASTON SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,135,840,000 | 1,304,094,000 | 1,349,582,000 | 1,369,376,000 |
| Total loans | 793,670,000 | 924,721,000 | 921,620,000 | 891,135,000 |
| Allowance for loan losses | 7,744,000 | 8,190,000 | 8,631,000 | 9,407,000 |
| Securities available for sale | 242,969,000 | 238,833,000 | 262,379,000 | 299,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 989,248,000 | 1,153,512,000 | 1,201,630,000 | 1,215,064,000 |
| Interest-bearing deposits | 930,122,000 | 1,075,430,000 | 1,125,069,000 | 1,126,100,000 |
| Noninterest-bearing deposits | 59,126,000 | 78,082,000 | 76,561,000 | 88,964,000 |
| Equity capital | 117,320,000 | 120,243,000 | 121,130,000 | 124,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,543,000 | 20,879,000 | 32,032,000 | 43,979,000 |
| Interest expense | 2,166,000 | 4,077,000 | 5,840,000 | 7,329,000 |
| Net interest income | 8,377,000 | 16,802,000 | 26,192,000 | 36,650,000 |
| Noninterest income | 1,478,000 | 3,656,000 | 6,357,000 | 9,120,000 |
| Noninterest expense | 8,472,000 | 16,764,000 | 25,561,000 | 34,404,000 |
| Provision for loan losses | 525,000 | 977,000 | 1,431,000 | 2,282,000 |
| Pretax income | 1,008,000 | 3,099,000 | 6,008,000 | 9,560,000 |
| Income tax | 136,000 | 479,000 | 967,000 | 1,616,000 |
| Net income | 872,000 | 2,620,000 | 5,041,000 | 7,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,459,000 | 130,207,000 | 132,627,000 | 135,506,000 |