Call reports 2019
THOMASTON SAVINGS BANK — 2019
What THOMASTON SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,083,579,000 | 1,096,346,000 | 1,120,988,000 | 1,110,732,000 |
| Total loans | 709,253,000 | 722,285,000 | 737,083,000 | 769,191,000 |
| Allowance for loan losses | 6,933,000 | 7,147,000 | 7,108,000 | 7,253,000 |
| Securities available for sale | 265,057,000 | 275,680,000 | 264,830,000 | 249,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 952,139,000 | 960,372,000 | 980,222,000 | 966,859,000 |
| Interest-bearing deposits | 899,878,000 | 905,334,000 | 923,955,000 | 909,026,000 |
| Noninterest-bearing deposits | 52,261,000 | 55,038,000 | 56,267,000 | 57,833,000 |
| Equity capital | 115,145,000 | 119,030,000 | 113,167,000 | 113,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,194,000 | 20,565,000 | 31,279,000 | 41,864,000 |
| Interest expense | 2,221,000 | 4,577,000 | 7,027,000 | 9,382,000 |
| Net interest income | 7,973,000 | 15,988,000 | 24,252,000 | 32,482,000 |
| Noninterest income | 1,426,000 | 2,978,000 | 4,479,000 | 6,191,000 |
| Noninterest expense | 7,694,000 | 15,865,000 | 23,946,000 | 32,018,000 |
| Provision for loan losses | 250,000 | 500,000 | 726,000 | 1,101,000 |
| Pretax income | 2,025,000 | 3,171,000 | 4,749,000 | 6,752,000 |
| Income tax | 273,000 | 442,000 | 691,000 | 1,025,000 |
| Net income | 1,752,000 | 2,729,000 | 4,058,000 | 5,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,490,000 | 124,488,000 | 125,868,000 | 127,587,000 |
| Total capital | 130,682,000 | 131,894,000 | 133,259,000 | 135,123,000 |
| Risk-weighted assets | 726,254,000 | 744,965,000 | 773,917,000 | 807,265,000 |