Call reports 2016
THOMASTON SAVINGS BANK — 2016
What THOMASTON SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 898,233,000 | 923,014,000 | 938,191,000 | 958,131,000 |
| Total loans | 639,870,000 | 645,963,000 | 653,754,000 | 676,622,000 |
| Allowance for loan losses | 5,934,000 | 6,056,000 | 6,116,000 | 6,384,000 |
| Securities available for sale | 171,288,000 | 174,456,000 | 196,781,000 | 198,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 768,036,000 | 790,964,000 | 809,718,000 | 823,272,000 |
| Interest-bearing deposits | 630,973,000 | 647,133,000 | 662,664,000 | 667,147,000 |
| Noninterest-bearing deposits | 137,063,000 | 143,831,000 | 147,054,000 | 156,125,000 |
| Equity capital | 105,016,000 | 106,768,000 | 106,697,000 | 102,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,752,000 | 15,573,000 | 23,510,000 | 31,542,000 |
| Interest expense | 1,377,000 | 2,766,000 | 4,245,000 | 5,754,000 |
| Net interest income | 6,375,000 | 12,807,000 | 19,265,000 | 25,788,000 |
| Noninterest income | 960,000 | 2,304,000 | 3,583,000 | 4,646,000 |
| Noninterest expense | 6,066,000 | 12,128,000 | 19,832,000 | 26,622,000 |
| Provision for loan losses | 300,000 | 450,000 | 600,000 | 850,000 |
| Pretax income | 1,076,000 | 2,551,000 | 3,988,000 | 5,196,000 |
| Income tax | 198,000 | 532,000 | 509,000 | 558,000 |
| Net income | 878,000 | 2,019,000 | 3,479,000 | 4,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,754,000 | 109,895,000 | 111,355,000 | 112,515,000 |
| Total capital | 116,637,000 | 117,989,000 | 118,882,000 | 120,163,000 |
| Risk-weighted assets | 587,049,000 | 600,930,000 | 613,802,000 | 638,592,000 |