Call reports 2015
THOMASTON SAVINGS BANK — 2015
What THOMASTON SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 837,542,000 | 847,230,000 | 855,561,000 | 871,833,000 |
| Total loans | 626,268,000 | 618,260,000 | 631,446,000 | 642,468,000 |
| Allowance for loan losses | 5,182,000 | 5,332,000 | 5,409,000 | 5,669,000 |
| Securities available for sale | 122,392,000 | 133,876,000 | 139,493,000 | 155,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 707,618,000 | 716,465,000 | 728,156,000 | 743,817,000 |
| Interest-bearing deposits | 600,770,000 | 604,334,000 | 612,996,000 | 620,098,000 |
| Noninterest-bearing deposits | 106,848,000 | 112,131,000 | 115,160,000 | 123,719,000 |
| Equity capital | 103,775,000 | 104,233,000 | 102,680,000 | 103,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,363,000 | 14,779,000 | 22,361,000 | 30,014,000 |
| Interest expense | 1,377,000 | 2,747,000 | 4,095,000 | 5,448,000 |
| Net interest income | 5,986,000 | 12,032,000 | 18,266,000 | 24,566,000 |
| Noninterest income | 956,000 | 2,014,000 | 3,127,000 | 4,214,000 |
| Noninterest expense | 5,447,000 | 11,006,000 | 17,165,000 | 22,783,000 |
| Provision for loan losses | 300,000 | 600,000 | 800,000 | 1,100,000 |
| Pretax income | 1,159,000 | 2,426,000 | 3,738,000 | 5,154,000 |
| Income tax | 235,000 | 484,000 | 641,000 | 952,000 |
| Net income | 924,000 | 1,942,000 | 3,097,000 | 4,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,597,000 | 105,615,000 | 106,770,000 | 107,876,000 |
| Total capital | 111,730,000 | 112,923,000 | 113,994,000 | 115,499,000 |
| Risk-weighted assets | 564,942,000 | 571,382,000 | 573,013,000 | 586,291,000 |