Call reports 2014
THOMASTON SAVINGS BANK — 2014
What THOMASTON SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 781,271,000 | 799,046,000 | 807,501,000 | 817,096,000 |
| Total loans | 574,172,000 | 586,049,000 | 599,108,000 | 613,463,000 |
| Allowance for loan losses | 4,279,000 | 4,636,000 | 4,785,000 | 4,889,000 |
| Securities available for sale | 134,991,000 | 138,531,000 | 136,733,000 | 127,429,000 |
| Securities held to maturity | 23,000 | 21,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 652,937,000 | 668,254,000 | 674,157,000 | 683,639,000 |
| Interest-bearing deposits | 563,383,000 | 565,396,000 | 566,613,000 | 584,301,000 |
| Noninterest-bearing deposits | 89,554,000 | 102,858,000 | 107,544,000 | 99,338,000 |
| Equity capital | 100,462,000 | 102,387,000 | 101,609,000 | 102,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,085,000 | 14,334,000 | 21,593,000 | 28,921,000 |
| Interest expense | 1,327,000 | 2,710,000 | 4,129,000 | 5,561,000 |
| Net interest income | 5,758,000 | 11,624,000 | 17,464,000 | 23,360,000 |
| Noninterest income | 845,000 | 1,797,000 | 2,771,000 | 3,988,000 |
| Noninterest expense | 4,849,000 | 9,849,000 | 15,663,000 | 20,794,000 |
| Provision for loan losses | 575,000 | 950,000 | 1,325,000 | 1,625,000 |
| Pretax income | 1,389,000 | 2,813,000 | 3,769,000 | 5,468,000 |
| Income tax | 321,000 | 644,000 | 652,000 | 977,000 |
| Net income | 1,068,000 | 2,169,000 | 3,117,000 | 4,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,250,000 | 101,351,000 | 102,299,000 | 103,673,000 |
| Total capital | 106,564,000 | 108,063,000 | 108,997,000 | 110,591,000 |
| Risk-weighted assets | 491,681,000 | 497,747,000 | 511,785,000 | 533,361,000 |