Call reports 2013
THOMASTON SAVINGS BANK — 2013
What THOMASTON SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 750,519,000 | 759,692,000 | 766,171,000 | 777,191,000 |
| Total loans | 513,157,000 | 531,264,000 | 550,152,000 | 572,250,000 |
| Allowance for loan losses | 4,259,000 | 4,416,000 | 4,479,000 | 4,713,000 |
| Securities available for sale | 160,067,000 | 152,288,000 | 143,956,000 | 138,927,000 |
| Securities held to maturity | 29,000 | 27,000 | 25,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,104,000 | 624,810,000 | 632,599,000 | 635,011,000 |
| Interest-bearing deposits | 532,337,000 | 538,382,000 | 549,626,000 | 542,667,000 |
| Noninterest-bearing deposits | 82,767,000 | 86,428,000 | 82,973,000 | 92,344,000 |
| Equity capital | 94,681,000 | 93,874,000 | 97,607,000 | 98,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,768,000 | 13,589,000 | 20,522,000 | 27,531,000 |
| Interest expense | 1,535,000 | 3,034,000 | 4,446,000 | 5,782,000 |
| Net interest income | 5,233,000 | 10,555,000 | 16,076,000 | 21,749,000 |
| Noninterest income | 602,000 | 1,390,000 | 2,246,000 | 3,007,000 |
| Noninterest expense | 5,056,000 | 10,094,000 | 17,475,000 | 22,502,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 955,000 |
| Pretax income | 643,000 | 1,484,000 | 2,145,000 | 3,602,000 |
| Income tax | 36,000 | 130,000 | 57,000 | 384,000 |
| Net income | 607,000 | 1,354,000 | 2,088,000 | 3,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,572,000 | 97,319,000 | 98,053,000 | 99,182,000 |
| Total capital | 103,388,000 | 104,421,000 | 104,337,000 | 105,842,000 |
| Risk-weighted assets | 446,768,000 | 457,030,000 | 466,927,000 | 485,254,000 |