Call reports 2012
THOMASTON SAVINGS BANK — 2012
What THOMASTON SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 713,936,000 | 726,391,000 | 739,681,000 | 746,172,000 |
| Total loans | 454,361,000 | 466,208,000 | 483,333,000 | 503,124,000 |
| Allowance for loan losses | 4,407,000 | 4,688,000 | 4,236,000 | 4,141,000 |
| Securities available for sale | 177,968,000 | 180,034,000 | 178,621,000 | 167,930,000 |
| Securities held to maturity | 37,000 | 35,000 | 33,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,432,000 | 590,623,000 | 600,693,000 | 607,034,000 |
| Interest-bearing deposits | 504,351,000 | 511,621,000 | 523,675,000 | 524,549,000 |
| Noninterest-bearing deposits | 75,081,000 | 79,002,000 | 77,018,000 | 82,485,000 |
| Equity capital | 90,422,000 | 91,608,000 | 92,362,000 | 93,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,009,000 | 13,802,000 | 20,618,000 | 27,458,000 |
| Interest expense | 1,705,000 | 3,372,000 | 5,014,000 | 6,598,000 |
| Net interest income | 5,304,000 | 10,430,000 | 15,604,000 | 20,860,000 |
| Noninterest income | 752,000 | 1,529,000 | 2,455,000 | 3,218,000 |
| Noninterest expense | 4,687,000 | 9,241,000 | 14,792,000 | 19,730,000 |
| Provision for loan losses | 300,000 | 600,000 | 750,000 | 1,085,000 |
| Pretax income | 1,069,000 | 2,118,000 | 2,729,000 | 3,427,000 |
| Income tax | 179,000 | 369,000 | 405,000 | 413,000 |
| Net income | 890,000 | 1,749,000 | 2,324,000 | 3,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,840,000 | 94,699,000 | 95,274,000 | 95,965,000 |
| Total capital | 100,614,000 | 101,665,000 | 101,801,000 | 102,362,000 |
| Risk-weighted assets | 414,430,000 | 420,851,000 | 430,985,000 | 445,895,000 |