Call reports 2011
THOMASTON SAVINGS BANK — 2011
What THOMASTON SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 660,386,000 | 676,189,000 | 681,605,000 | 692,201,000 |
| Total loans | 410,598,000 | 415,250,000 | 432,773,000 | 443,763,000 |
| Allowance for loan losses | 3,068,000 | 3,067,000 | 3,899,000 | 4,231,000 |
| Securities available for sale | 173,325,000 | 183,611,000 | 179,519,000 | 171,006,000 |
| Securities held to maturity | 119,000 | 116,000 | 112,000 | 39,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,089,000 | 549,710,000 | 550,242,000 | 559,916,000 |
| Interest-bearing deposits | 474,638,000 | 484,909,000 | 483,935,000 | 486,820,000 |
| Noninterest-bearing deposits | 60,451,000 | 64,801,000 | 66,307,000 | 73,096,000 |
| Equity capital | 84,607,000 | 85,403,000 | 88,950,000 | 88,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,084,000 | 14,195,000 | 21,441,000 | 28,769,000 |
| Interest expense | 1,891,000 | 3,787,000 | 5,615,000 | 7,372,000 |
| Net interest income | 5,193,000 | 10,408,000 | 15,826,000 | 21,397,000 |
| Noninterest income | 1,967,000 | 2,534,000 | 7,485,000 | 8,460,000 |
| Noninterest expense | 4,626,000 | 9,329,000 | 14,404,000 | 18,741,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,480,000 | 1,780,000 |
| Pretax income | 1,779,000 | 2,558,000 | 6,638,000 | 8,999,000 |
| Income tax | 416,000 | 510,000 | 1,706,000 | 2,371,000 |
| Net income | 1,363,000 | 2,048,000 | 4,932,000 | 6,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,684,000 | 88,368,000 | 91,254,000 | 92,950,000 |
| Total capital | 93,082,000 | 93,702,000 | 97,094,000 | 99,324,000 |
| Risk-weighted assets | 385,350,000 | 385,174,000 | 396,754,000 | 403,717,000 |