Call reports 2010
THOMASTON SAVINGS BANK — 2010
What THOMASTON SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 622,025,000 | 636,642,000 | 648,899,000 | 651,550,000 |
| Total loans | 402,224,000 | 402,396,000 | 403,132,000 | 411,046,000 |
| Allowance for loan losses | 2,868,000 | 2,747,000 | 3,142,000 | 3,390,000 |
| Securities available for sale | 152,061,000 | 160,669,000 | 177,534,000 | 175,146,000 |
| Securities held to maturity | 132,000 | 129,000 | 125,000 | 122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,825,000 | 516,480,000 | 525,755,000 | 528,420,000 |
| Interest-bearing deposits | 448,892,000 | 459,155,000 | 469,661,000 | 467,827,000 |
| Noninterest-bearing deposits | 54,933,000 | 57,325,000 | 56,094,000 | 60,593,000 |
| Equity capital | 78,573,000 | 80,225,000 | 81,718,000 | 82,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,352,000 | 14,694,000 | 22,045,000 | 29,364,000 |
| Interest expense | 2,228,000 | 4,401,000 | 6,532,000 | 8,534,000 |
| Net interest income | 5,124,000 | 10,293,000 | 15,513,000 | 20,830,000 |
| Noninterest income | 692,000 | 1,392,000 | 2,136,000 | 2,903,000 |
| Noninterest expense | 4,164,000 | 8,273,000 | 12,938,000 | 17,322,000 |
| Provision for loan losses | 520,000 | 1,030,000 | 1,580,000 | 1,880,000 |
| Pretax income | 724,000 | 1,855,000 | 2,699,000 | 4,099,000 |
| Income tax | 88,000 | 310,000 | 417,000 | 742,000 |
| Net income | 636,000 | 1,545,000 | 2,282,000 | 3,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,602,000 | 84,511,000 | 85,247,000 | 86,322,000 |
| Total capital | 88,828,000 | 89,198,000 | 90,413,000 | 91,940,000 |
| Risk-weighted assets | 384,941,000 | 382,272,000 | 381,850,000 | 389,903,000 |