Call reports 2009
THOMASTON SAVINGS BANK — 2009
What THOMASTON SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 562,892,000 | 585,918,000 | 592,775,000 | 614,643,000 |
| Total loans | 368,650,000 | 376,047,000 | 387,422,000 | 396,635,000 |
| Allowance for loan losses | 2,256,000 | 2,456,000 | 2,832,000 | 3,124,000 |
| Securities available for sale | 119,130,000 | 132,713,000 | 142,380,000 | 150,344,000 |
| Securities held to maturity | 149,000 | 146,000 | 140,000 | 137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,028,000 | 475,300,000 | 478,551,000 | 498,693,000 |
| Interest-bearing deposits | 401,604,000 | 420,540,000 | 427,275,000 | 442,661,000 |
| Noninterest-bearing deposits | 54,424,000 | 54,760,000 | 51,276,000 | 56,032,000 |
| Equity capital | 71,990,000 | 73,762,000 | 77,867,000 | 76,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,184,000 | 14,271,000 | 21,601,000 | 28,947,000 |
| Interest expense | 2,700,000 | 5,436,000 | 8,054,000 | 10,481,000 |
| Net interest income | 4,484,000 | 8,835,000 | 13,547,000 | 18,466,000 |
| Noninterest income | 674,000 | 1,389,000 | 2,073,000 | 2,767,000 |
| Noninterest expense | 3,890,000 | 8,093,000 | 12,500,000 | 16,431,000 |
| Provision for loan losses | 85,000 | 340,000 | 735,000 | 1,045,000 |
| Pretax income | 1,183,000 | 1,711,000 | 2,385,000 | 3,757,000 |
| Income tax | 280,000 | 456,000 | 458,000 | 705,000 |
| Net income | 903,000 | 1,255,000 | 1,927,000 | 3,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,817,000 | 81,169,000 | 81,841,000 | 82,966,000 |
| Total capital | 83,901,000 | 85,016,000 | 86,702,000 | 88,173,000 |
| Risk-weighted assets | 363,522,000 | 379,408,000 | 375,855,000 | 386,562,000 |