Call reports 2008
THOMASTON SAVINGS BANK — 2008
What THOMASTON SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 527,765,000 | 548,761,000 | 542,584,000 | 545,349,000 |
| Total loans | 341,403,000 | 354,068,000 | 358,536,000 | 362,402,000 |
| Allowance for loan losses | 2,275,000 | 2,270,000 | 2,253,000 | 2,239,000 |
| Securities available for sale | 134,724,000 | 144,034,000 | 123,433,000 | 121,813,000 |
| Securities held to maturity | 168,000 | 163,000 | 158,000 | 154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,658,000 | 420,493,000 | 424,021,000 | 438,629,000 |
| Interest-bearing deposits | 359,247,000 | 366,286,000 | 368,645,000 | 383,017,000 |
| Noninterest-bearing deposits | 51,411,000 | 54,207,000 | 55,376,000 | 55,612,000 |
| Equity capital | 86,925,000 | 86,118,000 | 76,070,000 | 72,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,142,000 | 14,497,000 | 21,953,000 | 29,276,000 |
| Interest expense | 3,204,000 | 6,143,000 | 8,938,000 | 11,783,000 |
| Net interest income | 3,938,000 | 8,354,000 | 13,015,000 | 17,493,000 |
| Noninterest income | 713,000 | 1,421,000 | 2,157,000 | 2,874,000 |
| Noninterest expense | 3,316,000 | 6,675,000 | 10,355,000 | 13,751,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,336,000 | 3,101,000 | -6,308,000 | -4,509,000 |
| Income tax | 276,000 | 730,000 | -1,394,000 | -2,088,000 |
| Net income | 1,060,000 | 2,371,000 | -4,914,000 | -2,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,545,000 | 85,857,000 | 79,609,000 | 79,914,000 |
| Total capital | 89,862,000 | 90,711,000 | 83,974,000 | 83,726,000 |
| Risk-weighted assets | 329,001,000 | 341,283,000 | 326,449,000 | 354,504,000 |