Call reports 2007
THOMASTON SAVINGS BANK — 2007
What THOMASTON SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 483,716,000 | 497,945,000 | 496,203,000 | 515,340,000 |
| Total loans | 321,418,000 | 328,540,000 | 335,793,000 | 340,283,000 |
| Allowance for loan losses | 2,317,000 | 2,288,000 | 2,281,000 | 2,290,000 |
| Securities available for sale | 97,598,000 | 110,039,000 | 108,137,000 | 120,139,000 |
| Securities held to maturity | 4,996,000 | 2,989,000 | 2,982,000 | 973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,830,000 | 405,813,000 | 402,037,000 | 411,744,000 |
| Interest-bearing deposits | 337,630,000 | 351,981,000 | 348,544,000 | 359,151,000 |
| Noninterest-bearing deposits | 54,200,000 | 53,832,000 | 53,493,000 | 52,593,000 |
| Equity capital | 85,391,000 | 86,023,000 | 87,619,000 | 86,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,575,000 | 13,346,000 | 20,273,000 | 27,295,000 |
| Interest expense | 2,728,000 | 5,707,000 | 8,794,000 | 11,969,000 |
| Net interest income | 3,847,000 | 7,639,000 | 11,479,000 | 15,326,000 |
| Noninterest income | 652,000 | 1,712,000 | 2,483,000 | 3,262,000 |
| Noninterest expense | 3,080,000 | 7,273,000 | 10,665,000 | 13,947,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,419,000 | 2,578,000 | 3,797,000 | 5,737,000 |
| Income tax | 457,000 | 635,000 | 793,000 | 1,418,000 |
| Net income | 962,000 | 1,943,000 | 3,004,000 | 4,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,026,000 | 81,109,000 | 82,170,000 | 83,485,000 |
| Total capital | 86,359,000 | 87,367,000 | 88,273,000 | 89,123,000 |
| Risk-weighted assets | 288,211,000 | 296,195,000 | 299,928,000 | 311,357,000 |