Call reports 2006
THOMASTON SAVINGS BANK — 2006
What THOMASTON SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 458,329,000 | 465,506,000 | 464,206,000 | 483,135,000 |
| Total loans | 285,716,000 | 298,495,000 | 308,129,000 | 313,832,000 |
| Allowance for loan losses | 2,202,000 | 2,328,000 | 2,316,000 | 2,320,000 |
| Securities available for sale | 96,913,000 | 100,770,000 | 91,948,000 | 93,100,000 |
| Securities held to maturity | 9,666,000 | 9,582,000 | 9,000,000 | 8,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,419,000 | 379,224,000 | 375,401,000 | 392,869,000 |
| Interest-bearing deposits | 316,477,000 | 319,707,000 | 322,754,000 | 336,877,000 |
| Noninterest-bearing deposits | 56,942,000 | 59,517,000 | 52,647,000 | 55,992,000 |
| Equity capital | 79,819,000 | 80,698,000 | 83,064,000 | 83,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,717,000 | 11,742,000 | 17,818,000 | 24,280,000 |
| Interest expense | 1,928,000 | 4,085,000 | 6,445,000 | 9,055,000 |
| Net interest income | 3,789,000 | 7,657,000 | 11,373,000 | 15,225,000 |
| Noninterest income | 639,000 | 1,312,000 | 1,975,000 | 2,475,000 |
| Noninterest expense | 3,063,000 | 6,127,000 | 9,310,000 | 12,552,000 |
| Provision for loan losses | 60,000 | 193,000 | 224,000 | 233,000 |
| Pretax income | 2,429,000 | 3,773,000 | 4,889,000 | 5,988,000 |
| Income tax | 891,000 | 1,437,000 | 1,440,000 | 1,791,000 |
| Net income | 1,538,000 | 2,336,000 | 3,449,000 | 4,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,405,000 | 77,202,000 | 78,315,000 | 79,064,000 |
| Total capital | 82,024,000 | 83,076,000 | 84,523,000 | 85,224,000 |
| Risk-weighted assets | 261,298,000 | 269,736,000 | 276,794,000 | 281,885,000 |