Call reports 2005
THOMASTON SAVINGS BANK — 2005
What THOMASTON SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 430,696,000 | 436,177,000 | 440,676,000 | 439,788,000 |
| Total loans | 254,766,000 | 258,990,000 | 269,338,000 | 282,647,000 |
| Allowance for loan losses | 2,111,000 | 2,140,000 | 2,126,000 | 2,145,000 |
| Securities available for sale | 106,584,000 | 105,889,000 | 106,724,000 | 101,505,000 |
| Securities held to maturity | 10,294,000 | 9,975,000 | 9,871,000 | 9,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,553,000 | 352,672,000 | 357,025,000 | 355,175,000 |
| Interest-bearing deposits | 299,331,000 | 300,629,000 | 304,766,000 | 305,934,000 |
| Noninterest-bearing deposits | 50,222,000 | 52,043,000 | 52,259,000 | 49,241,000 |
| Equity capital | 75,760,000 | 77,590,000 | 78,331,000 | 79,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,072,000 | 10,245,000 | 15,610,000 | 21,137,000 |
| Interest expense | 1,228,000 | 2,520,000 | 4,020,000 | 5,783,000 |
| Net interest income | 3,844,000 | 7,725,000 | 11,590,000 | 15,354,000 |
| Noninterest income | 535,000 | 1,253,000 | 2,045,000 | 2,649,000 |
| Noninterest expense | 2,928,000 | 5,762,000 | 8,988,000 | 12,860,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 1,427,000 | 3,168,000 | 4,572,000 | 5,044,000 |
| Income tax | 530,000 | 1,172,000 | 1,372,000 | 1,152,000 |
| Net income | 897,000 | 1,996,000 | 3,200,000 | 3,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,871,000 | 72,970,000 | 74,173,000 | 74,866,000 |
| Total capital | 77,338,000 | 78,580,000 | 79,793,000 | 80,783,000 |
| Risk-weighted assets | 238,617,000 | 242,585,000 | 247,759,000 | 253,054,000 |