Call reports 2004
THOMASTON SAVINGS BANK — 2004
What THOMASTON SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 427,955,000 | 431,143,000 | 434,170,000 | 432,954,000 |
| Total loans | 238,149,000 | 241,136,000 | 247,299,000 | 252,429,000 |
| Allowance for loan losses | 2,029,000 | 2,043,000 | 2,066,000 | 2,088,000 |
| Securities available for sale | 117,561,000 | 118,747,000 | 114,827,000 | 116,729,000 |
| Securities held to maturity | 5,977,000 | 8,725,000 | 10,560,000 | 10,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,549,000 | 352,892,000 | 352,888,000 | 350,140,000 |
| Interest-bearing deposits | 304,714,000 | 303,787,000 | 304,503,000 | 302,764,000 |
| Noninterest-bearing deposits | 43,835,000 | 49,105,000 | 48,385,000 | 47,376,000 |
| Equity capital | 72,973,000 | 72,258,000 | 75,378,000 | 76,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,861,000 | 9,674,000 | 14,670,000 | 19,669,000 |
| Interest expense | 1,216,000 | 2,425,000 | 3,657,000 | 4,902,000 |
| Net interest income | 3,645,000 | 7,249,000 | 11,013,000 | 14,767,000 |
| Noninterest income | 528,000 | 1,100,000 | 1,656,000 | 2,172,000 |
| Noninterest expense | 2,773,000 | 5,507,000 | 8,041,000 | 10,985,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 105,000 |
| Pretax income | 1,384,000 | 3,035,000 | 4,794,000 | 6,096,000 |
| Income tax | 521,000 | 1,132,000 | 835,000 | 2,139,000 |
| Net income | 863,000 | 1,903,000 | 3,959,000 | 3,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,879,000 | 68,919,000 | 70,975,000 | 70,974,000 |
| Total capital | 73,515,000 | 74,385,000 | 76,614,000 | 76,721,000 |
| Risk-weighted assets | 232,650,000 | 231,326,000 | 236,475,000 | 239,488,000 |