Call reports 2003
THOMASTON SAVINGS BANK — 2003
What THOMASTON SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 415,729,000 | 428,587,000 | 431,724,000 | 427,813,000 |
| Total loans | 232,034,000 | 231,587,000 | 236,478,000 | 238,056,000 |
| Allowance for loan losses | 1,942,000 | 1,971,000 | 2,005,000 | 2,032,000 |
| Securities available for sale | 107,045,000 | 115,951,000 | 123,550,000 | 126,674,000 |
| Securities held to maturity | 8,654,000 | 6,137,000 | 5,537,000 | 4,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,214,000 | 353,324,000 | 356,112,000 | 350,298,000 |
| Interest-bearing deposits | 300,161,000 | 306,870,000 | 309,154,000 | 303,902,000 |
| Noninterest-bearing deposits | 43,053,000 | 46,454,000 | 46,958,000 | 46,396,000 |
| Equity capital | 67,951,000 | 69,936,000 | 70,885,000 | 71,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,336,000 | 10,601,000 | 15,671,000 | 20,654,000 |
| Interest expense | 1,613,000 | 3,141,000 | 4,479,000 | 5,732,000 |
| Net interest income | 3,723,000 | 7,460,000 | 11,192,000 | 14,922,000 |
| Noninterest income | 578,000 | 1,245,000 | 2,110,000 | 2,558,000 |
| Noninterest expense | 2,641,000 | 5,389,000 | 8,099,000 | 10,989,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 162,000 |
| Pretax income | 1,617,000 | 3,229,000 | 5,071,000 | 6,332,000 |
| Income tax | 602,000 | 1,188,000 | 1,545,000 | 1,612,000 |
| Net income | 1,015,000 | 2,041,000 | 3,526,000 | 4,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,312,000 | 64,338,000 | 65,823,000 | 67,016,000 |
| Total capital | 67,576,000 | 69,363,000 | 70,799,000 | 72,387,000 |
| Risk-weighted assets | 231,058,000 | 235,468,000 | 238,293,000 | 235,210,000 |