Call reports 2002
THOMASTON SAVINGS BANK — 2002
What THOMASTON SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 387,364,000 | 404,214,000 | 407,291,000 | 412,041,000 |
| Total loans | 230,450,000 | 232,332,000 | 231,420,000 | 233,557,000 |
| Allowance for loan losses | 1,818,000 | 1,838,000 | 1,850,000 | 1,895,000 |
| Securities available for sale | 84,209,000 | 92,937,000 | 98,669,000 | 102,979,000 |
| Securities held to maturity | 16,544,000 | 16,065,000 | 13,084,000 | 10,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,429,000 | 335,146,000 | 338,463,000 | 340,550,000 |
| Interest-bearing deposits | 279,432,000 | 290,911,000 | 295,572,000 | 295,333,000 |
| Noninterest-bearing deposits | 39,997,000 | 44,235,000 | 42,891,000 | 45,217,000 |
| Equity capital | 64,285,000 | 65,226,000 | 64,930,000 | 67,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,553,000 | 11,186,000 | 16,762,000 | 22,280,000 |
| Interest expense | 2,160,000 | 4,199,000 | 6,155,000 | 7,942,000 |
| Net interest income | 3,393,000 | 6,987,000 | 10,607,000 | 14,338,000 |
| Noninterest income | 718,000 | 1,306,000 | 1,902,000 | 2,533,000 |
| Noninterest expense | 2,468,000 | 5,178,000 | 7,480,000 | 10,221,000 |
| Provision for loan losses | 36,000 | 71,000 | 108,000 | 153,000 |
| Pretax income | 1,607,000 | 3,044,000 | 2,606,000 | 4,182,000 |
| Income tax | 337,000 | 815,000 | 1,000,000 | 865,000 |
| Net income | 1,270,000 | 2,229,000 | 1,606,000 | 3,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,250,000 | 61,209,000 | 60,586,000 | 62,297,000 |
| Total capital | 64,880,000 | 65,326,000 | 64,639,000 | 66,637,000 |
| Risk-weighted assets | 228,011,000 | 233,306,000 | 228,934,000 | 229,505,000 |