Call reports 2026
GUARANTY BANK INC. — 2026
What GUARANTY BANK INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 148,734,000 | 152,386,000 |
| Total loans | 118,692,000 | 117,191,000 |
| Allowance for loan losses | 1,894,000 | 1,950,000 |
| Securities available for sale | 18,458,000 | 19,810,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 124,957,000 | 126,446,000 |
| Interest-bearing deposits | 100,886,000 | 101,091,000 |
| Noninterest-bearing deposits | 24,071,000 | 25,355,000 |
| Equity capital | 20,176,000 | 20,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,230,000 | 4,499,000 |
| Interest expense | 734,000 | 1,480,000 |
| Net interest income | 1,496,000 | 3,019,000 |
| Noninterest income | 118,000 | 235,000 |
| Noninterest expense | 1,415,000 | 2,940,000 |
| Provision for loan losses | 55,000 | 55,000 |
| Pretax income | 144,000 | 259,000 |
| Income tax | 34,000 | 59,000 |
| Net income | 110,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,306,000 | 20,434,000 |
| Total capital | 21,729,000 | 21,861,000 |
| Risk-weighted assets | 113,375,000 | 113,698,000 |